Foreclosure prevention starts by taking action and working on the steps necessary for your situation. A loan modification can often help to avoid foreclosure and reduce your mortgage payments during a time of financial hardship. There are a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their mortgage payments.
A loan modification may provide options you are not aware of from reducing your monthly payments, the Principal Reduction Program, Second Lien Modification, and other Refinancing Programs.
During your loan modification process, your lender normally postpones your sale date. Depending on the stage you are within the foreclosure process could affect your lenders decision; therefore, the sooner you start to work with your lender, the more chance you have to prevent foreclosure.
How Can We help?
- We explore government assistance programs
- We help completing loan modification paperwork, for FREE
- We will contact your lender and help you work through the intimidating process
- We help you gather supporting documentation your lender will require
OPTIONS FOR STAYING IN YOUR HOME
AND PREVENTING FORECLOSURE
REDUCE YOUR LOAN PRINCIPAL
A loan modification can often reduce your mortgage payments during a time of financial hardship. Lenders may choose to offer a loan modification in an attempt to help homeowners avoid foreclosure and make your mortgage payments easier for a set time period. (Usually 3-5yrs). Working with your lender can be both intimidating and stressful and we are here to help take away that stress.
HOW TO AVOID SCAMS & FRAUD
Scams target homeowners who are having trouble paying their mortgages. They often make false promises and charge up-front fees for their help.
Our foreclosure prevention analysis comes at no cost to you. It is a free service we offer and any payments you need to make will be made directly to your lender.
CAN YOU POSTPONE THE SALE?
Under certain circumstances your lender may postpone your sale date. Depending on the stage you are within the foreclosure process could affect your lenders decision; therefor, the sooner you start to work with your lender, the more chance you have to prevent foreclosure.
HOW WE CAN HELP YOU
- We will contact your lender and help you work through the process
- We will explore additional government assistance programs
- We help to complete your loan modification paperwork
- We help you gather supporting documentation that your lender will require
- Our services through this process are completely FREE
OPTIONS FOR SELLING YOUR HOME
AND GETTING FREE OF THE DEBT
SHORT SELL YOUR HOME
Do you owe more than your house is worth?
- Most homeowners are eligible to buy another property much sooner compared to those who lose their homes to foreclosure.
- Your credit suffers less damage than if your home goes to foreclosure.
- Gain up to 3-4 months extra time in your property without making payments.
- You may qualify for a cash incentive or a relocation allowance from your lender.
RECOVER YOUR EQUITY
Do you have equity locked up in your house?
Our real estate team can:
- Catch up any back payment arrears or default amount owed.
- Carry out major or cosmetic repairs to improve your property.
- Manage all aspects of marketing your house to sell.
- Insure you receive the best offer possible.
- Offer cash settlements to cash out quickly.
USE LISTING SERVICES
Finding the right realtor who is dedicated to help you sell your home quickly and comprehensively walk you through the process isn’t easy. We work with several local realtors who we trust and they have proven track records with us and the many homeowners they have helped.
ASSISTANCE IN RELOCATING
- Whether you are looking to buy or need to rent, our team can help you find the best solution for you and escort you through the process.
- We can help you work with credit repair companies to help you plan your next purchase as well.